S. J. RES. 18 is a joint resolution from the 119th Congress that expresses disapproval of a specific rule established by the Bureau of Consumer Financial Protection. This rule was related to "Overdraft Lending" practices by very large financial institutions, as initially published on December...
Simple Explanation
S. J. RES. 18 is a special rule Congress made to stop a new plan that big banks were going to follow for handling money when people spend too much from their bank accounts. Congress decided they didn't like the plan and want it to go away.