H.R. 53, known as the “Responsible Borrower Protection Act of 2025,” proposes to stop certain changes in the way credit fees are set for single-family home mortgages by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. These changes, announced in...
Simple Explanation
This bill wants to stop some changes to the rules about how much it costs to get a home loan, so it makes sure that people are still charged based on how safe it is to lend them money.