The Bank Risk Reduction Act of 2024 wants to change some rules so certain types of banks don't have to follow tough rules about interest rates. This could help big banks with special rules to manage their money more easily.

This bill wants to make it easier and faster to set up places for our phones to work by skipping some of the usual checks to see if they might harm the environment or old, special places. As long as they get the okay from the people in charge of phones, these setups can go ahead without those extra checks.

The bill wants to keep a special program running until 2025 that helps protect places with lots of chemicals from being hurt by bad people. Congress is thinking about it because the permission for the program was supposed to end in 2023.

The Unlocking Capital for Small Businesses Act of 2024 is like a new rulebook that makes it easier for people who help small businesses find money (called "finders" and "private placement brokers") to do their jobs without getting into too much trouble or paperwork. It allows these helpers to work without some of the usual big rules, so small businesses can find money more easily and quickly.