S. 4014 is a plan from Congress that wants to change the rules so that when some companies make money from things like gold or silver, it counts as special income that can get them certain benefits, just like if they made money from cash.

The "Educator Down Payment Assistance Act of 2024" is like a special program to help teachers buy their first houses by giving them money to help pay for the start-up costs. Teachers can get up to $25,000 if they qualify, but there are some rules they have to follow, like staying in their teaching job and living in the house for at least three years.