Imagine a rule that says everyone with a special kind of health insurance can visit the doctor or a counselor three times a year without paying any money when they go. This bill tries to make that a real rule for everyone, so it's easier for people to get help when they’re sick or need to talk to someone.

S. 4835 wants to make sure everyone with health insurance can visit a doctor and a therapist three times a year without paying extra money like co-pays, but it might take a couple of years to start, and it doesn't say how to make sure everyone follows the rules.