The Consumer Bankruptcy Reform Act of 2024 is a new plan to help people who owe money by making it easier and fairer for them to deal with their debt, like student loans or houses, while also trying to keep them safe from unfair lending. It introduces new rules, like changing fees and making sure everyone has a fair chance, but some parts might be a bit tricky or confusing, like figuring out new costs or understanding the rules.

H.R. 10500 is a new plan to change how people can ask for help when they have too much money trouble, making it easier and fairer for them to keep their homes and cars while stopping bad guys from tricking them with loans.

The Predatory Lending Elimination Act wants to make sure that everyone has the same rules that protect soldiers and their families from getting unfair deals when borrowing money, like making sure loans aren't too expensive and can't trick people with extra charges. It even lets states make their own stronger rules if they want, and helps them work with national rules to keep people safe.