S. 4331 proposes changes to several existing laws to ensure that group health plans and health insurance providers cover mental health and substance use disorder services without any cost-sharing expenses for individuals from the time a pregnancy is diagnosed until one year...
Simple Explanation
S. 4331 wants to make sure that people who are having a baby can get help for mental health and substance use without worrying about extra costs from the time they know they are pregnant until one year after the baby is born. This means insurance would cover these services fully during that time.