The GHOST Act is a plan to make sure that money given to help people with their pensions isn't given out by mistake, especially if the person has passed away. It wants to use checks like looking at people's information to make sure the government doesn't waste money and gets it back if it gave too much.

The GHOST Act is like a big rulebook that tells a company in charge of pensions to make sure they don't accidentally pay money to people who have passed away and to get back any extra money paid out by mistake, so it goes back where it belongs.