S. 978, known as the "HELPER Act of 2025," proposes changes to the National Housing Act to create a new mortgage insurance program specifically for first responders, such as police officers, firefighters, emergency medical technicians, and teachers. The program intends to help these...
Simple Explanation
The "HELPER Act of 2025" is a new plan to help police officers, firefighters, EMTs, and teachers buy their first homes without needing to pay any money upfront. It sets aside some money to make sure this help is available, but people are worried about how much it might cost and if the money will be spent wisely.