H.R. 7168 is a new rule that says people who invest in stocks get to choose whether to settle disagreements in court or through a special kind of meeting called arbitration, instead of being forced to do arbitration first. This rule aims to make it fairer for investors when they have problems with companies that help them buy and sell stocks.

H.R. 9148 is like a rulebook change that lets some people who help manage big stacks of money for special groups not have to sign up with the big money-bosses if they're dealing with less than $5 billion. These people still have to keep some notes and check in every two years, and there's an easier form for the smaller money helpers to fill out.

S. 3715 is a new rule that means people don't have to promise to use a special way called "arbitration" before having a disagreement about money stuff; they can also choose to go to regular court if they want. This rule is trying to help make sure people have a fair choice when they disagree about money.

H.R. 9342, called the Securities Enforcement Clarity Act, is like a new rule that helps people understand how and when someone has broken certain financial laws. If someone makes a mistake or keeps doing the wrong thing, this rule says it will only count as one mistake if they are all closely related, making it simpler to decide on punishments.