H.R. 2094, titled the “Homes for Every Local Protector, Educator, and Responder Act of 2025” or the “HELPER Act of 2025,” aims to modify the National Housing Act by creating a special mortgage insurance program for first responders like police officers, firefighters, paramedics, and teachers....
Simple Explanation
H.R. 2094, or the “HELPER Act of 2025,” is like a special help plan for heroes like firefighters, police, paramedics, and teachers who want to buy their first home. It lets them get a house loan without paying extra money upfront or paying for an insurance every month.