The bill wants to help U.S. people who were taken or trapped in other countries by letting them delay paying taxes and refunding any late fees they had to pay. It will decide who gets this help with the help of important government people, like the Secretary of State.

H.R. 9830 wants to make sure that if someone is unfairly kept in another country, the bad things that happen to them there, like missing bills, don't make their credit look bad back home. This means credit agencies can't tell others about these bad things if they happened when the person wasn't at fault.