S. 864, titled the “Help Ensure Lower Patient Copays Act” or the “HELP Copays Act,” aims to amend the Public Health Service Act to make health insurance plans more affordable by allowing financial assistance, such as that provided by non-profit organizations and prescription...
Simple Explanation
S. 864 wants to make health insurance cheaper by letting help from charities and drug companies count towards lowering what people have to pay for doctor visits and medicine, starting in 2026. The goal is to make it easier for people to afford their healthcare without changing the rules that help manage healthcare costs.