The PAW Act of 2025 is like a new rule that helps people use special savings accounts to pay for their pets' health check-ups and insurance, treating these costs just like going to the doctor. But, they can only use up to $1,000 each year for every pet, and this amount might change as things get more expensive.

The bill H. R. 2745 wants to let both a husband and wife put extra money into the same special savings account for health costs, but it will only start working after December 2025. It has some tricky parts about how much they can put in and doesn't really say what happens if they can't agree on the details.

H.R. 1157 is like a new rule that lets people choose to get money put into a special savings account for health expenses instead of getting a discount when they go to the doctor. It means they can save up money for health needs later, and the people who handle insurance will help make sure it all works properly starting in 2026.

Imagine there's a rule that lets people use special piggy banks for medical money, and now, there's a new idea to let them use a bit of that money to help pay for their pets' doctor visits too. This new rule would let families use up to $1,000 to help take care of their pets’ health just like they do for people.