The bill wants to help families living in flood-prone areas by letting the government buy their homes so they can move to safer places, instead of paying to fix them over and over again after floods. It also plans to give more money to prevent floods and help poorer communities stay safe.

H.R. 9414 is a plan to help towns buy one big flood insurance policy that covers all homes, making it easier and possibly cheaper for everyone to be protected from floods. It's like a town getting a big umbrella to make sure all the houses stay dry when it rains a lot.

The bill is about giving more land to the Miccosukee people and helping protect their homes from water damage by setting aside up to $14 million for this work, but it doesn't say exactly how to do it or how long they have to spend the money.

The bill wants to make sure people can still buy special insurance in case floods damage their homes, and it tries to help people who don't have a lot of money pay for it. It also talks about how much companies can get paid to help with this insurance and makes sure everyone knows how much the insurance costs.

S. 5386 is a plan by the government to make better maps showing where floods happen in cities, so people, businesses, and towns can see the risk and prepare better; it gives money to help make these maps, but some worry that there isn't enough money to make really good maps for everyone who needs them.