Search Results for keywords:"financial literacy"

Search Results: keywords:"financial literacy"

H. R. 7506 — To improve financial literacy training for members of the Armed Forces.
February 29, 2024
Status:Introduced in House
Congress:118
Words:1,052
H. R. 7506 aims to enhance financial literacy training for members of the Armed Forces in the United States. The bill proposes changes to the existing financial literacy program by updating the training curriculum to develop proficiency among service members and ensure...
Simple Explanation
H. R. 7506 wants to help people in the military learn about money better, by making sure their teachers know a lot about it and including tips about saving for the future. They also want to check after a while to see if this learning helps and allow family members to join in-person classes if they want to.
S. RES. 658 — Designating April 2024 as Financial Literacy Month.
April 20, 2024
Status:Agreed to Senate
Congress:118
Words:297
The Senate passed S. RES. 658, designating April 2024 as "Financial Literacy Month" to promote awareness about personal financial education in the United States. The resolution highlights the importance of understanding financial concepts, pointing out how a lack of financial...
Simple Explanation
In April 2024, lots of people in the United States will be learning about money and how to use it wisely, because the Senate has decided it's an important thing to know. They want schools, businesses, and everyone to join in and help people become money-smart!
H. RES. 1154 — Supporting the goals and ideals of Financial Literacy Month.
April 17, 2024
Status:Introduced in House
Congress:118
Words:269
H. RES. 1154 is a resolution introduced in the House of Representatives to support the goals and ideals of "Financial Literacy Month." The resolution highlights the importance of personal financial education, noting that many households in the United States are unbanked or...
Simple Explanation
In April, a new idea called H. RES. 1154 is all about teaching people how to be smart with their money. It wants the government and others to help everyone learn about saving, spending, and keeping money safe, but it doesn't say exactly how to do it or check if it's working.
S. 3837 — To improve financial literacy training for members of the Armed Forces.
February 29, 2024
Status:Introduced in Senate
Congress:118
Words:1,056
S. 3837 aims to enhance financial literacy training for members of the Armed Forces. The bill proposes changes to the training program, including adjusting the rank eligibility for training and ensuring the curriculum focuses on building financial literacy skills. It mandates...
Simple Explanation
The bill wants to help soldiers learn about money by having special classes where they can learn from experts, and their spouses can join online too. This will help them make smart choices with their money.
S. 5139 — To amend the Securities Act of 1933 to address emerging growth companies, and for other purposes.
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September 23, 2024
Status:Introduced in Senate
Congress:118
Words:12,490
The "Empowering Main Street in America Act of 2024" seeks to amend the Securities Act of 1933 to better support emerging growth companies. It aims to facilitate greater capital formation in U.S. markets, enhance opportunities for retail investors, and ensure transparency and fairness in the...
Simple Explanation
The "Empowering Main Street in America Act of 2024" wants to change some rules to help small companies grow by making it easier for them to get money and for normal people to invest, while making sure everything is fair and safe. It's like giving small and new businesses a boost so they can do well but making sure everyone plays by the rules.
H. R. 8126 — To amend the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy, and for other purposes.
April 23, 2024
Status:Introduced in House
Congress:118
Words:359
H.R. 8126 proposes changes to the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy. The bill aims to educate high school students on topics like budgeting, saving, investing, and understanding credit. It also...
Simple Explanation
H.R. 8126 is a bill that wants to help teenagers in high school learn how to handle money better, like knowing how to save and spend wisely. It also helps them understand things like student loans, so they can make good choices about borrowing money for college.
H. R. 7038 — To provide a guaranteed income for older youth who have exited foster care.
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January 18, 2024
Status:Introduced in House
Congress:118
Words:1,591
H.R. 7038, titled the "Guaranteed Income for Foster Youth Act," aims to provide a guaranteed annual income of up to $12,000 for older youth who have exited foster care. The bill proposes changes to the Social Security Act to enable these benefits for individuals up to 27 years old who were in...
Simple Explanation
H.R. 7038 is a bill that plans to give older kids who were in foster care and left before they turned 16 a gift of $12,000 each year to help them live on their own. It asks the states to enroll these kids automatically into the program and teach them about managing money.
S. 4248 — To require the Financial Literacy and Education Commission to carry out a study on the impact of language barriers to financial health, to require the website and toll-free telephone number of the Commission to be provided in the most commonly spoken languages in the United States, and for other purposes.
May 02, 2024
Status:Introduced in Senate
Congress:118
Words:1,345
S. 4248 requires the Financial Literacy and Education Commission to study how language barriers affect financial health in the U.S., focusing on issues affecting people with limited English proficiency, such as access to financial education and credit. The bill also mandates...
Simple Explanation
The bill wants to help people in the U.S. who don't speak English very well by making sure important money advice is available in at least eight different languages, so they can learn how to manage money better and be safe with their finances.
H. R. 9990 — To increase access to affordable housing, reduce regulatory barriers, increase oversight, and assist the most vulnerable.
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October 15, 2024
Status:Introduced in House
Congress:118
Words:9,950
H. R. 9990, known as the "Renewing Opportunity in the American Dream to Housing Act" or the "ROAD to Housing Act," aims to enhance access to affordable housing by improving financial literacy, reducing regulatory barriers, and increasing oversight. The bill proposes reforms...
Simple Explanation
The ROAD to Housing Act is a plan to help more people get homes by making rules simpler, helping people understand money better, and making sure those who need the most help get it. It wants to help build homes that cost less and give fair chances to everyone needing a home.
H. R. 7264 — To prohibit certain defense industry stock trading and ownership by Members of Congress and spouses of Members of Congress, and for other purposes.
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February 06, 2024
Status:Introduced in House
Congress:118
Words:1,962
H.R. 7264, titled the "Stop Politicians Profiting from War Act of 2024," aims to prevent members of Congress, their spouses, and dependent children from trading or owning stocks, bonds, and other financial interests in defense contractors. The bill requires existing members...
Simple Explanation
The bill says that people in Congress and their families shouldn't make money from companies that sell things like tanks and planes for the military, so they have to sell any shares they own in those companies within a certain time. If they don't follow this rule, they might have to pay a big fine.
H. R. 9881 — To direct the Commissioner of Social Security to establish American Dream Accounts for every child born in the United States, and for other purposes.
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September 27, 2024
Status:Introduced in House
Congress:118
Words:2,558
H.R. 9881, titled the "American Dream Accounts Act of 2024," proposes that the Commissioner of Social Security should establish a financial account, known as an American Dream Account, for every child born in the U.S. Each account would start with $5,000 and require specific...
Simple Explanation
Imagine every new baby in America getting their very own savings pot with $5,000 in it to help them learn about money and save for the future, and if they help in important volunteer jobs, they get extra money as a reward!
S. 4686 — To amend the Higher Education Act of 1965 to require the disclosure of the annual percentage rates applicable to Federal student loans.
July 11, 2024
Status:Introduced in Senate
Congress:118
Words:364
S. 4686 aims to amend the Higher Education Act of 1965 to ensure that borrowers are informed about the annual percentage rates (APR) on their federal student loans before they receive the funds. The bill requires each educational institution and its contractors to provide a...
Simple Explanation
S. 4686 wants to make sure students know exactly how much their school loans will cost them each year by telling them all the important details in writing, like interest rates and extra fees, before they get the money. This is to help students understand what they'll need to pay back in the future.
S. 4542 — To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.
June 13, 2024
Status:Introduced in Senate
Congress:118
Words:314
S. 4542 proposes a law that would allow first-time homebuyers to pay a reduced rate on their FHA mortgage insurance premiums if they complete a financial literacy housing counseling program. The Secretary of Housing and Urban Development would implement this by modifying how...
Simple Explanation
First-time homebuyers can save money on their FHA loan insurance if they take a class about managing money and buying a house before they start the process. This bill wants to make sure people learn about buying a house so they’re ready for it.
H. R. 4763 — An Act To provide for a system of regulation of digital assets by the Commodity Futures Trading Commission and the Securities and Exchange Commission, and for other purposes.
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May 22, 2024
Status:Engrossed in House
Congress:118
Words:49,620
H.R. 4763, titled the "Financial Innovation and Technology for the 21st Century Act," aims to create a regulatory framework for managing digital assets in the United States, overseen by both the Commodity Futures Trading Commission and the Securities and Exchange Commission. The bill defines...
Simple Explanation
This bill is like a set of rules to make sure new digital money (like Bitcoin) is used safely in the U.S. The rules are watched over by two big brothers, the CFTC and the SEC, to help everyone play fair and avoid getting tricked.
H. R. 4763 — An Act To provide for a system of regulation of digital assets by the Commodity Futures Trading Commission and the Securities and Exchange Commission, and for other purposes.
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September 09, 2024
Status:Referred in Senate
Congress:118
Words:49,501
H.R. 4763, titled the "Financial Innovation and Technology for the 21st Century Act," sets out a regulatory framework for digital assets in the U.S. The bill assigns oversight responsibilities to both the Commodity Futures Trading Commission (CFTC) and the Securities and...
Simple Explanation
H.R. 4763 is a new law that tries to keep track of and organize things called "digital assets," like special internet money and pictures, using two big helpers, the CFTC and the SEC, to make sure everything is safe and fair. It also wants to make rules so people know the right things to do when using or trading these digital assets.
H. R. 8612 — To direct the Secretary of Education to establish a personal finance education portal on a centralized website of the Department of Education pertaining to Federal financial aid.
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June 04, 2024
Status:Introduced in House
Congress:118
Words:1,233
H.R. 8612, known as the "Financial Fitness Act," aims to help students and families better understand personal finance, especially in relation to student loans. The bill proposes that the Secretary of Education create a personal finance education portal on the Department of Education's...
Simple Explanation
H.R. 8612 is a plan to make a special website that helps people learn about money, like saving and paying back school loans, so they can make smarter choices with their money.
H. R. 8944 — To direct the Secretary of Education to establish a personal finance education portal on a centralized website of the Department of Education pertaining to Federal financial aid.
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July 08, 2024
Status:Introduced in House
Congress:118
Words:1,233
The bill H.R. 8944, also known as the “Financial Fitness Act,” proposes the creation of a personal finance education portal on the Department of Education's website. This portal aims to provide information on core personal finance topics such as saving, budgeting, investing,...
Simple Explanation
The bill wants to create a special website to teach people about money and saving, like a big online school for money that costs $5 million to make and use for four years. It aims to help everyone learn about things like saving, budgeting, and paying back student loans.
S. 5027 — To increase access to affordable housing, reduce regulatory barriers, increase oversight, and assist the most vulnerable.
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September 11, 2024
Status:Introduced in Senate
Congress:118
Words:9,968
S. 5027, known as the "Renewing Opportunity in the American Dream to Housing Act," aims to improve access to affordable housing in the United States. The bill includes measures to increase financial literacy, enhance housing availability, reduce regulatory barriers, and...
Simple Explanation
S. 5027 is a plan to help more people find affordable homes by making rules simpler, improving teaching about money, and giving extra help to those who need it the most. It also tries to make sure that the help is used well and fairly.
S. 4102 — To amend title 10, United States Code, to include training regarding financial protections under the Servicemembers Civil Relief Act in certain financial literacy training programs for members of the Armed Forces, and for other purposes.
April 10, 2024
Status:Introduced in Senate
Congress:118
Words:799
S. 4102 aims to amend title 10 of the United States Code to strengthen financial literacy training for members of the Armed Forces by including information on financial protections available under the Servicemembers Civil Relief Act. The bill proposes that members and their dependents receive...
Simple Explanation
The bill is about teaching soldiers how to protect their money and be smart with it, making sure they know about special rules that help them pay less interest on loans when they join the military or are called to work. It also wants banks to let soldiers send proof of their military status easily so they can get these money benefits.

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