Search Results: keywords:"fha"

  • H. R. 2094 — To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
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    Status:Introduced in House
    Words:1,548

    H.R. 2094, titled the “Homes for Every Local Protector, Educator, and Responder Act of 2025” or the “HELPER Act of 2025,” aims to modify the National Housing Act by creating a special mortgage insurance program for first responders like police officers, firefighters, paramedics, and teachers....

    Simple Explanation

    H.R. 2094, or the “HELPER Act of 2025,” is like a special help plan for heroes like firefighters, police, paramedics, and teachers who want to buy their first home. It lets them get a house loan without paying extra money upfront or paying for an insurance every month.

  • S. 978 — To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
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    Status:Introduced in Senate
    Words:1,556

    S. 978, known as the "HELPER Act of 2025," proposes changes to the National Housing Act to create a new mortgage insurance program specifically for first responders, such as police officers, firefighters, emergency medical technicians, and teachers. The program intends to help these...

    Simple Explanation

    The "HELPER Act of 2025" is a new plan to help police officers, firefighters, EMTs, and teachers buy their first homes without needing to pay any money upfront. It sets aside some money to make sure this help is available, but people are worried about how much it might cost and if the money will be spent wisely.