H.R. 1846 is a proposal that wants to close down a very important bank for the country, called the Federal Reserve, and give its remaining parts to the U.S. Treasury. This would mean the end of the laws that created this bank, and it needs to be done carefully so that everything is fair and organized.

Imagine if a big, important group that helps guide how money is handled in the country is taken away. This bill suggests getting rid of that group and passing its jobs to others, which could be a bit like taking apart a big toy and figuring out what to do with all the pieces.

Imagine if a big group of people called the Federal Reserve, who help look after the country's money and banks, were asked to leave and their job would stop. This bill says they should stop working and another person would make sure everything is okay and that nothing important is left undone.