Search Results: keywords:"federal housing administration"

  • H. R. 892 — To require the heads of certain agencies to disclose information about loans insured and guaranteed by such agencies, and for other purposes.
    Status:Introduced in House
    Words:1,084

    H.R. 892, known as the "Mortgage Rate Reduction Act," aims to require certain U.S. government agencies to share information about loans they insure or guarantee. The bill suggests that the Federal Housing Administration should insure second mortgages, and the Secretary of Agriculture and...

    Simple Explanation

    H.R. 892 is a plan that wants certain U.S. agencies to share details about the home loans they help with, and asks them to let people take over loans from others more easily, while putting a list of these homes online for everyone to see.

  • S. 1178 — To provide for accurate energy appraisals in connection with residential mortgage loans, and for other purposes.
    Status:Introduced in Senate
    Words:1,762

    S. 1178, titled the "Getting Renewable and Energy Efficient Neighborhoods Appraisals Act of 2025," aims to improve how energy efficiency is considered in home appraisals connected with residential mortgage loans. It requires loan creditors to inform borrowers about the option...

    Simple Explanation

    S. 1178 is about making sure houses are checked for how good they are at saving energy when people want loans to buy them. It says that people who check the value of houses should also look at how much energy the house will save, which helps everyone understand the house's true worth.

  • H. R. 9379 — To require the heads of certain agencies to disclose information about loans insured and guaranteed by such agencies, and for other purposes.
    Status:Introduced in House
    Words:1,084

    H. R. 9379, introduced by Mr. Ryan, aims to require certain federal agencies to disclose specific information about loans they insure or guarantee. The bill encourages the Federal Housing Administration and the Department of Veterans Affairs to insure second mortgages, making...

    Simple Explanation

    H. R. 9379 is a new idea that wants some government groups to share information about money they help people borrow for houses. It also wants to make a list of properties where they help with loans and show it to everyone, but people worry this might share too much personal information.