S. 427, also known as the "Taking Account of Institutions with Low Operation Risk Act of 2025" or the "TAILOR Act of 2025," requires Federal financial regulatory agencies to consider the risk profiles and business models of institutions when taking regulatory actions. The...
Simple Explanation
In 2025, the TAILOR Act asks rules for banks to fit each bank's way of doing business, so they don't have to follow rules that don't make sense for them. This means big banks and small banks might have different rules, to make everything fairer and not too hard for anyone.