H.R. 9830, titled the “Fair Credit for American Hostages Act,” proposes changes to the Fair Credit Reporting Act. It aims to prevent credit reporting agencies from including negative information in credit reports that result from a person being unlawfully or wrongfully...
Simple Explanation
H.R. 9830 wants to make sure that if someone is unfairly kept in another country, the bad things that happen to them there, like missing bills, don't make their credit look bad back home. This means credit agencies can't tell others about these bad things if they happened when the person wasn't at fault.