The bill wants to make sure that when people visit doctors who don't work with their health insurance, they don't get surprised with big bills they didn't expect, and if insurance companies don't follow this rule, they have to pay a big fine. Plus, it says insurance companies should pay these doctors quickly and tell Congress what they are doing about it so they are fair to everyone.

The bill wants to create a special list that shows when companies or people break important rules, making sure everyone can see it and know about it. It also plans to help different groups collect and share this information better.

This bill wants to make rules about sending things from the U.S. to other countries clearer by having the people in charge report to Congress regularly. They have to be careful not to share secret stuff with everyone.

H.R. 10349 is a plan to make sure that important people check if a special rule about not doing a certain kind of operation on babies is being followed. It says when doctors see someone breaking this rule, they should tell the police, and other big people need to keep everyone updated on what's happening.