H.R. 9890 proposes an amendment to the Fair Credit Reporting Act aimed at allowing medical debt payments to be reported positively in consumer credit reports. It specifies that medical debts can be reported if they are paid or settled, and allows information related to medical debt payment...
Simple Explanation
H.R. 9890 is a plan to make sure that when people pay off their medical bills, it helps their credit scores. This means showing that paying these bills on time can be a good thing for how lenders see them, kind of like getting a gold star for doing their chores.