S. 656 aims to amend the Fair Credit Reporting Act to stop credit agencies from including negative information in consumer reports when it results from a person being unfairly detained or held hostage abroad. The bill defines a "covered consumer" as a U.S. national who is...
Simple Explanation
S. 656 is like a magic shield for people who were taken away in another country; it stops bad marks from showing up on their credit report because of what happened while they were away.