H.R. 7515, also known as the “Protecting Native Americans’ Credit Act of 2024,” aims to modify the Fair Credit Reporting Act to address issues related to medical debt for Native Americans. The bill proposes to delay including this type of debt in consumer credit reports,...
Simple Explanation
H.R. 7515 is a plan to help Native Americans by making sure mistakes with their medical bills don't show up on their credit reports too soon, which could happen if payments from the Indian Health Service are late. It also says that if bills are wrong or get paid, they shouldn't be counted against them on reports either.