H.R. 6948 is a new idea to let some special government money called the Community Development Block Grant Program be used to help build new homes that won't cost a lot of money to live in. This means more places for people to live that are affordable can be created in neighborhoods.

The "CDBG Modernization Act of 2024" is like a big plan to make sure money for fixing up neighborhoods goes to where it's needed most. This means changing the rules on how to decide which places get the money, sort of like updating a map to be fair and checked every so often to make sure everyone's happy.