Overview

Title

Providing for the consideration of S.J. Res. 18, S.J. Res 24, H.R. 1526, and H.R. 22.

ELI5 AI

H. RES. 287 is like a set of rules for talking about four different ideas in a big meeting. It helps the people in charge decide how to talk about making new rules for banks, voting, and court decisions.

Summary AI

H. RES. 287 is a resolution that sets the rules for discussing four different pieces of legislation in the House of Representatives. It allows the House to consider two joint resolutions, S.J. Res. 18 and S.J. Res. 28, both of which are aimed at disapproving rules submitted by the Bureau of Consumer Financial Protection. Additionally, it covers the consideration of two bills: H.R. 1526, which seeks to limit district courts' authority on injunctive relief, and H.R. 22, which aims to amend voting registration laws to require proof of citizenship to vote in federal elections. The resolution waives certain procedural rules to facilitate debate and amendments.

Published

2025-04-01
Congress: 119
Session: 1
Chamber: HOUSE
Status: Introduced in House
Date: 2025-04-01
Package ID: BILLS-119hres287ih

Bill Statistics

Size

Sections:
4
Words:
737
Pages:
4
Sentences:
26

Language

Nouns: 217
Verbs: 75
Adjectives: 34
Adverbs: 6
Numbers: 36
Entities: 53

Complexity

Average Token Length:
4.37
Average Sentence Length:
28.35
Token Entropy:
4.59
Readability (ARI):
17.24

AnalysisAI

The proposed resolution, H. RES. 287, sets the framework for considering and debating four different legislative items in the U.S. House of Representatives. These include two joint resolutions aimed at disapproving rules set by the Bureau of Consumer Financial Protection and two bills concerning district court jurisdiction and federal voter registration requirements. The procedural decisions outlined in this resolution have significant implications for how these legislative items will be discussed and potentially passed into law.

General Summary

The resolution provides specific rules on how the House will consider two joint resolutions and two bills:

  1. S.J. Res. 18: This resolution seeks to disapprove a rule concerning overdraft lending by very large financial institutions.
  2. S.J. Res 24: This resolution aims to disapprove a rule regarding the definition of larger participants within the digital payment markets.
  3. H.R. 1526: This bill proposes to limit district courts' authority to issue injunctions.
  4. H.R. 22: This bill has provisions to require proof of U.S. citizenship for voter registration in federal elections.

Significant Issues

One of the key issues identified is the procedural aspect, where the resolution waives all points of order against the consideration and provisions of the above resolutions and bills (Sections 1, 2, 3, and 4). This could potentially expedite the legislative process at the cost of thorough scrutiny, a concern echoed across all sections.

Time constraints stand out as another significant issue. Each legislative item is allotted only one hour of debate, which may not suffice for comprehensive discussions or thorough review of implications (Sections 1, 2, 3, and 4). Additionally, only one motion to commit is permitted per item, limiting potential modifications or meaningful input from lawmakers (Sections 1, 2, 3, and 4).

Specifically, concerning H.R. 22, the bill might impose stringent voter registration requirements, possibly leading to disenfranchisement concerns by creating barriers for eligible voters (Section 4). Similarly, H.R. 1526 lacks clarity in specifying the scope of limiting district courts’ injunctive powers, which might have profound legal implications (Section 3).

Potential Impact on the Public

Passing H.R. 22 could impact the voting landscape significantly. While proponents may argue it ensures only citizens vote, it could also disenfranchise legitimate voters who may find it challenging to provide the necessary documentation. The potential barriers could particularly affect groups with less access to citizenship documentation such as economically disadvantaged individuals or minorities.

The rule changes proposed in S.J. Res. 18 and 24 regarding financial oversight and digital payment markets could alter regulatory landscapes. For consumers, this might lead to changes in how financial and digital services are offered or priced, affecting everyday financial transactions or access to certain services.

For H.R. 1526, limiting district courts' injunctive powers could streamline certain judicial processes but might also restrict judicial checks on other branches of government, indirectly impacting citizens' rights and civil liberties.

Potential Stakeholder Impact

Financial institutions and digital payment companies stand as direct stakeholders concerning resolutions like S.J. Res 18 and 24. Overturning these rules might lessen regulatory burdens, potentially increasing profitability but raising concerns about consumer protection.

Judicial stakeholders are directly impacted by H.R. 1526. District courts might see a shift in their role regarding injunctive relief, which could influence future legal strategies and access to timely legal remedies for individuals or groups pursuing legal recourse.

Voter advocacy groups and election officials may need to adapt significantly if H.R. 22 is passed. This could require extensive public education campaigns and adjustments in registration processing, potentially increasing administrative burdens for election officials while also addressing the balance between voting integrity and access.

In summary, while the resolution facilitates legislative proceedings, its provisions may fast-track legislation with broad implications for judiciary capabilities, voter registration processes, and regulatory oversight of financial and digital markets. Each of these holds significant potential impacts for different stakeholders across diverse sectors.

Issues

  • The resolution involves considering a joint resolution to disapprove a specific rule by the Bureau of Consumer Financial Protection relating to 'Overdraft Lending: Very Large Financial Institutions', but the text lacks clarity on the specific content and implications of this rule, which could make it difficult to assess its potential effects. (Section 1)

  • The bill mandates proof of United States citizenship for voter registration in federal elections, which could lead to concerns about disenfranchisement or creating barriers to voting. (Section 4)

  • The provision that waives all points of order against consideration and provisions of the bill could expedite the legislative process at the cost of thorough scrutiny, potentially bypassing standard procedural safeguards. This is a common issue across all sections. (Sections 1, 2, 3, and 4)

  • There is limited time allocated for debate (only one hour per resolution or bill), which might restrict thorough discussion of the implications, preventing comprehensive legislative review and potential amendments. (Sections 1, 2, 3, and 4)

  • The resolution only permits one motion to commit per resolution or bill without any scope for amendments, which might restrict meaningful legislative input and modification. (Sections 1, 2, 3, and 4)

  • The language regarding limiting the authority of district courts to provide injunctive relief is vague and does not specify the implications or scope of the changes proposed, which could have substantial legal implications. (Section 3)

  • The lack of a fiscal impact analysis makes it difficult to assess potential financial implications or wasteful spending associated with the legislative changes. This absence might obscure the bill's economic impact on taxpayers and the federal budget. (Section 3)

Sections

Sections are presented as they are annotated in the original legislative text. Any missing headers, numbers, or non-consecutive order is due to the original text.

Read Opens in new tab

Summary AI

The House can consider a resolution that opposes a rule about overdraft lending from the Bureau of Consumer Financial Protection. During this process, certain rules that usually apply are set aside, allowing one hour of debate split equally between two committee members or their representatives, and the option for one final amendment or change.

2. Read Opens in new tab

Summary AI

In this section, the House is allowed to consider a joint resolution disapproving a rule from the Bureau of Consumer Financial Protection about defining larger participants in digital payment markets. The consideration will bypass usual procedural objections, allowing for one hour of debate divided between two groups, and includes a provision for one motion to make changes before the resolution is passed.

3. Read Opens in new tab

Summary AI

The resolution allows the House to consider a bill that limits district courts' power to issue injunctions. It automatically adopts a proposed amendment and waives certain procedural hurdles, permitting streamlined debate with set time limits and one chance to send the bill back for revision.

4. Read Opens in new tab

Summary AI

The resolution allows the House to consider a bill that changes the rules for voter registration, requiring proof of U.S. citizenship for federal elections. It also sets rules for debating the bill and handling amendments, and no objections against the bill's consideration or provisions will be allowed.