The "Native American Housing Assistance and Self-Determination Reauthorization Act of 2024" is organized into several titles covering diverse aspects of housing for Native Americans, such as block grants, affordable housing activities, audits, housing assistance for Native Americans and Native Hawaiians, and various miscellaneous provisions. It references and amends the 1996 Act that initially established these housing assistance programs.

The section outlines the creation of the Office of Native American Programs within the Department of Housing and Urban Development, increasing the number of Assistant Secretaries from seven to eight, with the office being led by one of these Assistant Secretaries. Additionally, it updates the United States Code to reflect this change in the number of Assistant Secretaries.

Section 101 of the U.S. Code (25 U.S.C. 4111) is updated to include a new rule that requires the Secretary to address waiver requests within 60 days of receiving them, and changes the language in another part from "1" to "an".

The Secretary of Housing and Urban Development is required to consult with Indian tribes and other stakeholders to create recommendations for waiving or altering the annual housing plan requirement for Indian tribes, and then submit these recommendations to Congress within 120 days. These recommendations should include any needed changes to laws or regulations.

The changes to Section 105 (25 U.S.C. 4115) require that the Secretary act on waiver requests within 60 days and allow tribes using mostly federal funds for affordable housing projects to follow their own environmental review processes, which will satisfy all federal requirements.

The bill amends existing laws to establish a 60-day deadline for the Secretary of Housing and Urban Development to approve or deny requests to exceed the total cost by more than 10% for certain housing projects. It also defines "total development cost" as the combined expenses of a housing project, excluding costs for off-site water and sewer, and requires these costs to be based on average construction prices from recognized indices.

The section updates the wording of a law to make it clear that it includes references to section 3 of the Housing and Urban Development Act of 1968, along with previously mentioned acts from 1964.

The amendments to Section 205 focus on a policy for rental housing that allows current low-income rental families to purchase their homes through specific agreements, ensuring these homes are sold only to them. Additionally, it removes certain binding requirements for property improvements if the costs remain below 10% of the home's maximum development cost.

The section amends the law to require that leases for certain federally assisted rental housing include a specific notice period before terminating the lease, as outlined in a previous subsection.

The proposed amendment allows tribes to use funding from the Indian Health Service for building sanitation facilities as part of housing projects that also receive other funding under the Act. Additionally, it updates the table of contents to include this new section.

Recipients of funds under this Act can use money from the Indian Health Service, part of the Department of Health and Human Services, to build sanitation facilities for housing projects, even if other parts of the project are funded by this Act.

The bill allows for an exception to the maximum total development cost for housing projects if energy efficiency upgrades are needed. The Secretary will approve this exception as long as the cost of the upgrades doesn't exceed the local average for such improvements.

The section authorizes specific funding amounts for grants over a series of fiscal years, starting with $680 million in 2025 and gradually increasing to $820 million by 2029.

The section authorizes funding for grants, starting with $680 million for the fiscal year 2025 and increasing each year to $820 million by 2029.

The new section specifies that if a tribe's undisbursed block grant funds exceed the sum of its initial allocations for the past three years, the Secretary of Housing and Urban Development will notify the tribe and require it to explain and demonstrate its capacity to spend the funds effectively. If a tribe does not meet these requirements, its allocation may be reduced, and the unallocated funds will be redistributed to other tribes, except for those tribes with allocations under $5,000,000.

If an Indian tribe has too much undisbursed grant money from the past three years, the Secretary of Housing and Urban Development must notify them and require an explanation and demonstration of capability to spend the funds effectively. If they cannot justify the unused funds, their future grant allocation may be reduced and redistributed to other tribes in need. Exceptions exist for tribes receiving less than $5,000,000, and no regulations or hearings are needed to enforce this rule.

The Secretary is required to finalize and release a report within 60 days after getting feedback from a recipient, as specified in a new paragraph added to Section 405(c) of the law.

Section 402 changes how reports are submitted to Congress, specifying that reports related to Native American and Alaska Native affairs must be sent to several specific committees in both the House of Representatives and the Senate. It also requires that these reports be made publicly available to the recipients.

The section creates a program called the Tribal HUD-VASH program, which provides rental assistance and supportive housing to Native American veterans who are homeless or at risk of homelessness. The program involves collaboration between the Secretaries of Housing and Veterans Affairs and focuses on grants for eligible Indian veterans, with specific rules for administration and periodic reporting on its effectiveness.

In this section of the bill, amendments are made to the Housing and Community Development Act of 1992 to update the authorization of appropriations for loan guarantees related to Indian housing for the years 2025 through 2029. It also clarifies the process for foreclosure proceedings, including allowing cases to start in tribal courts and permitting the use of private attorneys when needed.

The section outlines a requirement for the U.S. Department of Agriculture to reserve 5% of its rural housing funds each fiscal year specifically for Indian tribes. If the funds are not used by a certain date set by the Secretary, they can be redirected according to existing laws and regulations.

This section amends the Housing and Urban Development Act of 1968 to include Indian tribes and tribally designated housing entities as eligible for housing counseling under certain conditions. It also clarifies that the terms "Indian tribe" and "tribally designated housing entity" are defined as in the Native American Housing Assistance and Self-Determination Act of 1996.

The proposed section 706 establishes a program where competitive grants are given to eligible recipients for affordable housing projects. The grants prioritize new construction, housing rehabilitation, and infrastructure projects, with a budget authorized from $100 million in 2025, increasing by $5 million annually through 2029, while also allowing a small portion for administrative costs.

The section outlines the Secretary's power to award competitive grants for affordable housing projects to those already receiving block grants. Priority is given to projects that create new housing, extend the life of existing housing, or build necessary infrastructure, with a total budget starting at $100 million in 2025 and gradually increasing to $120 million by 2029.

The amendments to Section 501 of the American Homeownership and Economic Opportunity Act of 2000 remove the requirement for funding to be pre-approved and update a reference to a different Act.

The section changes the rules related to leasing trust or restricted lands for housing. It updates a law to allow leases to last up to 99 years instead of 50 years.

The section amends the Flood Disaster Protection Act of 1973 to exempt Indian tribes from the requirement to participate in the national flood insurance program if they have an approved plan for reducing flood damage.

The Secretary of Housing and Urban Development can withhold funds from a tribe if it is found not to comply with its 1866 treaty obligations to recognize the rights of Freedmen descendants as citizens, unless a Federal court has issued a final decision on the matter. A court order is not final if there is still the possibility of appeal or review.

The bill makes a change to the table of contents by removing the reference to section 206, which was about the treatment of funds.

The section in the bill outlines the funding for the Native Hawaiian Homeownership Act, specifying that the U.S. Department of Housing and Urban Development is approved to distribute a series of grants ranging from $13 million in 2025 to nearly $15.7 million in 2029.

The section authorizes the allocation of funds to the Department of Housing and Urban Development for grants, with specified amounts ranging from $13 million in 2025 to $15.68 million in 2029.

The reauthorization of loan guarantees for Native Hawaiian housing involves updates to the Housing and Community Development Act of 1992. It specifies loan terms for fiscal years 2022 through 2026 and outlines the amount of money authorized for this purpose from 2025 to 2029, with annual appropriations starting at $386,000 and increasing to $466,000.